ASCAP and Sterling Healthworks (a division of Sterling Risk and longtime partner with ASCAP’s MusicPro Insurance) have announced the availability of a comprehensive new ASCAP member resource for understanding the impending Affordable Care Act, making the right selection for their personal situation and maximizing their health insurance affordability. No music organization in the world has more independent songwriter, composer and small music publisher members than ASCAP, most of whom are uninsured or underinsured for health care. ASCAP is the first music organization to establish such a resource for members or affiliates.

The Affordable Care Act goes into effect January 1st with the selection period commencing on Tuesday, October 1st. The Act will give many songwriters, composers and small music publishers the ability to get affordable health insurance for the first time. But there is tremendous confusion and misinformation about how it works, how to get it, what’s the difference in plans, how subsidies will work, who the medical providers are in each network along with what’s covered and what isn’t.

Sterling Healthworks has developed a web and call center resource for ASCAP members to receive personalized guidance in health plan selection. It features one stop convenience, a comprehensive database delivering answers to questions and exclusive unbiased and customized policy selection tools.

All a member will need to do is access Sterling Healthworks on the ASCAP website, type in their age, state of residence, family size and income. Then the Healthworks tools go to work to help the member evaluate their health plan options and estimate their potential tax credits. Then, they can click to apply for health insurance and compare the cost and coverage offered by different health plans.

As the rollout of the Affordable Care Act progresses, and as individual states adjust their own programs, please check back at ASCAP.com for the latest updates, tools and information. Until then, visit www.sterlinghealthworks.com for frequently asked questions for individuals and families and small businesses.

Visit www.sterlinghealthworks.com for more information.

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http://www.ascap.com/playback/2013/09/action/how-music-creators-can-understand-and-benefit-from-the-affordable-care-act.aspx